Uber has changed the way we travel. With a simple tap on your smartphone, a ride is available at your fingertips, making transportation more convenient than ever. Despite its convenience, risks still exist. Crashes can still take place, and passengers could end up injured.
We will cover the most common injuries in Uber-related accidents, who may be liable for damages, along with legal options for pursuing a claim.
Common Uber Injuries
An Uber accident can cause a wide range of injuries, especially during collisions or accidents. Some frequent injuries include:
Cervical Strain: This neck injury is common in rear-end collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
Another Motorist: When another driver causes the accident, they may be held responsible.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
Insurance Coverage for Uber Accidents
The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance lawsuit for uber drivers isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.